0.01% APY
Everyday Checking
The account the rest of your money moves through.
- No monthly service fee
- Early direct deposit
- Zelle-style instant sends
- 60,000 fee-free ATMs
Check balances, pay anyone, freeze a card and talk to a real person — from the street corner or the other side of the world.
Hedgestone Global Bank gives you the tools to manage your money, save smarter, and reach your global goals — all in one place.
Send and receive money in seconds, globally.
Automate your savings and grow your wealth.
See where your money goes and budget better.
Your data and funds are always protected.
Trusted by families and businesses around the world
Joint accounts for the grown-ups, savings pots the kids can watch grow, and shared goals the whole family can chip in to — with alerts that keep everyone in the loop.
No monthly fee on Everyday Checking, no minimum on savings, and a rate that does not quietly expire after three months.
The account the rest of your money moves through.
A rate that actually keeps up, with nothing locked away.
2% back on everything, no categories to remember.
ACH, wires, bill pay and instant sends, each with a confirmation number and, where the network gives one, a real ACH trace number or Fedwire IMAD. When something goes missing, that is the difference between a search and a shrug.
A one-time code on every sign-in and every outside payment. A transfer PIN of your own. New recipients read by a person before the first payment reaches them. Alerts within seconds, wherever the money went.
On every sign-in, and again before an outside transfer is accepted.
Sign-ins, payments, card activity and profile changes, as they happen.
Lock a card, set daily limits, turn international use on or off.
You are not liable for unauthorised card transactions reported promptly.
Dual approval on outgoing payments, role-based access so a bookkeeper can reconcile without moving money, same-day ACH origination and next-business-day merchant settlement.
Same-day ACH origination took two days out of a payroll run for 640 drivers.
A construction facility drawn against surveyed progress rather than a fixed calendar.
“A bank is a promise that the number on the screen is the number you can have. Everything we build here is downstream of keeping that promise legible.”